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OIR-B1-1802 2012-2024 free printable template

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OIR-B1-1802 Rev. 01/12 Adopted by Rule 69O-170. 0155 Page 1 of 4 or greater resistance than 8d common nails spaced a maximum of 6 inches in the field or has a mean uplift resistance of at least 182 psf. D. Uniform Mitigation Verification Inspection Form Maintain a copy of this form and any documentation provided with the insurance policy Inspection Date Owner Information Owner Name Address City County Insurance Company Year of Home Zip Contact Person Home Phone Work Phone Cell Phone Policy of...
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How to fill out wind mitigation form 2012-2024

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How to fill out wind mitigation form?

01
Begin by gathering all necessary information about your property, including its construction date, roof type, and any previous wind mitigation measures that have been taken.
02
Review the form carefully and ensure you understand each section. Pay attention to instructions and any required documents or photos that need to be attached.
03
Start filling out the form by providing your personal information, such as your name, address, and contact details. Be accurate and double-check the information to avoid any mistakes.
04
Proceed to the section that requires information about your property. This may include details about the roof shape, age, materials used, and any added features like hurricane straps or impact-resistant windows.
05
Provide information about any wind-resistant features that have been installed in your property. This could include hurricane shutters, reinforced garage doors, or roof covering certifications.
06
In some cases, you may be required to provide supporting documentation or photos as evidence of the wind-resistant features mentioned. Make sure to attach these as instructed.
07
Finally, review the form to ensure all information is accurate and complete. Sign and date it where necessary.

Who needs a wind mitigation form?

01
Homeowners: Anyone who owns a property can benefit from completing a wind mitigation form. It can lead to potential savings on insurance premiums and provide valuable information about the property's ability to withstand wind-related hazards.
02
Insurance Companies: Wind mitigation forms are often requested by insurance companies to assess the level of risk associated with insuring a particular property. The information provided helps them determine appropriate premiums and coverage options.
03
Real Estate Agents: When buying or selling a property, having a wind mitigation form can be useful for negotiating insurance rates or providing peace of mind to potential buyers regarding the property's resistance to wind damage.
Note: The specific requirements for wind mitigation forms may vary depending on the location and insurance regulations in your area. It is advisable to consult with your local insurance provider or a qualified professional for accurate and updated information.

Who needs an OIR-B1-1802?

Hurricanes tend to be quite frequent in coastal areas of the United States; homeowners living in areas commonly affected by extreme such storms should have the OIR-B1-1802 form completed. To insure your house against hurricanes, the licensed inspector must examine the building and fill out the Uniform Mitigation Verification Form. The inspection can be performed by a building contractor, inspector, engineer, or architect. This particular form is used in Florida.

What is the OIR-B1-1802 for?

This form is used to determine whether your house can withstand hurricane-force winds. The insurance company requires the information provided in the form to determine the figure of insurance payout.

Is the OIR-B1-1802 accompanied by other forms?

The insured person should provide this form and all documents and photos used for validating the information given for the insurance policy.

When is the OIR-B1-1802 form due?

If the structure of the house has not been changed, the verification form is valid for five years.

How do I fill out the OIR-B1-1802 form?

While completing the form, the licensed inspector should provide the following information:

  • Date of inspection

  • Owner name and address

  • Name and address of the insurance company

  • Policy number

  • Year of home

  • Building code

  • Roof covering

  • Roof deck attachment (the weakest form of roof deck attachment)

  • Roof to wall attachment (the weakest roof to wall connection)

  • Roof geometry (hip roof, flat roof, other)

  • Secondary water resistance

  • Opening protection

  • Information about the inspector

The last clause of the verification form is completed by the homeowner, who should sign and date it. Each page of the form must have the initials of the inspector and address of the property.

Where do I send the OIR-B1-1802 form?

The completed form should be sent to the relevant insurance company in Florida. The homeowner should keep one copy as a personal record.

Video instructions and help with filling out and completing wind mitigation form

Instructions and Help about wind mitigation report form

If you live in Florida and you own a home you are well aware of the very high cost of property insurance especially hurricane insurance wind insurance flood all of that you also probably realize if you've been here a while after the Hurricanes a few years ago insurance cost went up you know almost double the governor and the legislature said to the insurance carriers you need to give the homeowners a break the property insurance a break if they have done certain things to their house to make it more wind worthy and more hurricane proof as it were that's how this whole thing on a wind mitigation the state came up with this form uniform mitigation verification inspection form well this is about the third rendition of this form well when you look at this form it really looks like pretty benign, and it's easy to answer all the question of how the insurance companies have gotten into it and have made it very complicated so last year they changed it again last year meaning 2011 has been changed again for starting in February 2012 I expect before the end of 2012 they will change this again there was a lot of confusion about different inspectors looking at a house and saying a person got credit a lot of inspectors were advertising they promised to get the homeowner however many thousands of dollars reduction on their insurance when in fact a no engine no inspector really knows the exact formula that each insurance company has because they do change their formulas about how much they're going to give credit having it done differently all the things that the insurance inspectors are telling you they're very nice people but in fact it is there's too much variation about for any inspector to promise you anything what they came up with dear the state says only certified people that have come through inspectors that have come through our office and that we've given them a license can inspect the house for this wind mitigation because what happens is supposed you just bought a house, or you changed insurance companies an inspector is required to fill out this form and give to your insurance company before they will insure you suppose your insurance would normally be five thousand dollars a year if you are they checked off a lot of these boxes would then you might only have to pay three thousand or two thousand, so you really got a break a discount of two or three thousand dollars, so that's reason why this particular form is so important last year the insurance companies complained because they were mandated to take these inspectors they're okayed by the state their inspection form, and they didn't have any recourse the legislature said okay what we'll do is we'll give you an out and that is you can bring the insurance companies can reinstall this insurance form to see how it if everything is accurate you cannot charge the homeowner again because they already paid for one inspection most insurance companies are doing and of course just about everything with...

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A wind mitigation form is an inspection report that assesses the potential risks of damage from wind-related events, such as hurricanes and tornadoes. It is required by many insurance companies in order to provide discounts on windstorm insurance. The form includes information on the roof type, building materials, construction methods, and other features of the home that can affect its resilience in severe winds.
A wind mitigation form is typically required to be filed by homeowners who live in areas prone to severe weather such as hurricanes, tornadoes, and high winds. The form is used to document the specific construction features of the home that can help reduce damage in the event of a windstorm.
1. Start with the roof coverings section of the form, indicating the type of roof coverings present on the property. 2. Next, indicate whether there is an opening protection section on the form, and fill out the details of the protection (i.e. shutters, panels, etc.). 3. In the roof to wall connections section, indicate the type of connections present on the property. 4. In the roof deck attachment section, indicate the type of attachment present on the property. 5. In the roof shape and eaves section, indicate the type of shape and eaves present on the property. 6. In the gable end bracing section, indicate the type of bracing present on the property. 7. In the wall construction section, indicate the type of construction present on the property. 8. In the foundation to wall connections section, indicate the type of connections present on the property. 9. In the garage door section, indicate the type of garage door present on the property. 10. Finally, indicate whether any additional wind mitigation measures have been installed on the property.
The information that must be reported on a wind mitigation form includes the roof covering, roof deck attachment, roof to wall connection, secondary water resistance, exterior wall construction, opening protections, gable end bracing, and whether or not a hip roof is present.
The penalty for the late filing of a wind mitigation form varies depending on the regulations in the specific area. Generally, the penalty for late filing of a wind mitigation form can include fees, fines, or other penalties.
The purpose of a wind mitigation form is to assess the wind-resistant features of a building or property and provide insights into its ability to withstand strong winds during severe storms, hurricanes, or tornadoes. This form is typically used by insurance companies to determine the level of risk associated with insuring a particular property against wind damage. The information collected on the form helps insurers assess potential discounts or premium reductions for homeowners who have taken measures to reinforce their properties against wind-related damage.
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